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Real Estate Financial Modeling provides financial analysis, training and data solutions for the multi-trillion dollar global commercial real estate business.
    “Just got awarded a big multifamily deal…the model helped!” [read more] - Anonymous
    "Modeling is an essential skill set for real estate professionals ... [read more] - Attendee
    "Great class with a thorough instructor. Thank you." [read more] - Attendee
    "Great course! Highly recommended if you want to learn in-depth ... [read more] - Attendee
    "As good as an all day Real Estate Excel Modeling ... [read more] - Michael Mon
    “After completing the REFM class, I developed a clear and ... [read more] - Rob Quarton
    "REFM packs an amazing amount of information into the seminar. ... [read more] - CY
    "From feeling like Zero Excel expertise to almost 100 in ... [read more] - Anonymous
    "REFM's courses are a must for students/professionals who wish to ... [read more] - Darius Thornton
    "Our workshop was two days of first-rate instruction with a ... [read more] - Kris Garin
    "I was immediately able to incorporate techniques and methods taught ... [read more] - David Todd
    "Employers know that the REFM Certification isn’t a cakewalk, so ... [read more] - W. Brett Flanders
    "Thanks for a great workshop. Your Excel modeling skills ... [read more] - George R. Farish, II
    "As a graduate of a liberal arts program, REFM Certification ... [read more] - Zachary Wenner, Analyst
    “REFM’s training gave me the edge I needed to get ... [read more] - Dinos C.

Why Real Estate and REFM


The Value of Real Estate

Real estate investment and ownership creates and preserves wealth, enables financial independence, and drives positive change. It offers us the following unique benefits:
  • The use of the bank's and other people’s money. Real estate is the most accessible of the investment types, because we do not need to personally have a lot of cash or assets to get started.
    • Lenders are often more willing to finance a sound real estate investment than even a great business idea because real estate investments always involve collateral of indisputable value: land. With the aid of leverage, we can typically purchase something 5 times the amount of cash we have to invest.
    • Similarly, investors like real estate because it is tangible, easy to understand and offers attractive tax benefits. The ease of conveying the potential of the property allows us to raise equity capital with relatively less selling and storytelling than for a non-real estate investment opportunity.
  • Protection from inflation. Intelligently written real estate leases include rent escalations tied to an inflation Index, which protect the value of our cash flows in an inflationary environment. While the spending power from our savings account erodes, real estate cash flows offer consistent real rates of return.
  • Shielding from income taxes. Depending on the investment and the applicable accounting standards, we can often decrease our taxable income by significant sums. For instance, the US allows for shielding of income through the writing off of interest cost, through the depreciation of building structure and capital improvements, and through the amortization of loan points.